About Us

Established in 2001 by Colin Macdonald, whose dedication and expertise as an independent financial adviser, specialising in retirement and investment planning, quickly set him apart in the industry.

Providing advice on a wide range of services, including retirement planning, investments, mortgages, and protection. We are committed to putting clients at the heart of everything we do and developing long-term relationships. This is achieved by understanding each client’s needs and then implementing tailored financial plans to address those needs.

The business has grown substantially since 2001, attracting new clients through word of mouth and several new team members, each bringing a specific skill set. Our team works together to ensure the best outcomes for our clients. We have three advisers and a team of paraplanners and administrators, all managed by our Practice Manager, Lynne. Under Colin’s leadership and Lynne’s management expertise, Phoenix continues to thrive, reflecting their shared passion for financial planning and commitment to client success.

Colin Macdonald

Director / Independent Financial Adviser

In 2001, at age 32, Colin took a leap of faith and founded Phoenix. Focusing on helping clients achieve their retirement goals, Colin’s commitment initially saw him work 60-hour weeks to build a robust client base. In 2020, a health scare prompted Colin to appoint Lynne as Practice Manager to help share the workload. Colin also prioritised his well-being, and he now enjoys staying fit through regular gym sessions and hill walking. These activities provide not only a necessary release from the demands of work but also contribute to his overall health and vitality.

Colin holds a Diploma in Regulated Financial Planning and is a proud member of the Personal Finance Society. His role now sees him managing a core number of clients, ensuring they receive personalised and expert advice.

colin@phoenixwealthsolutions.com

Lynne Nicol

Director / Practice Manager

Lynne joined Phoenix in 2020, bringing over 15 years of experience in financial services. Lynne holds a Diploma in Regulated Financial Planning and is studying to become Chartered. She is a member of the Personal Finance Society, the Chartered Insurance Institute, and the Chartered Institute for Personnel and Development. Lynne is responsible for all day-to-day operational aspects of the business, ensuring our clients and team members are happy, and works alongside her co-directors to shape business plans. Lynne likes to spend time with her partner and their young daughter when not at work. She is a fan of live music and attends the occasional spin class.

lynne@phoenixwealthsolutions.com

Josh Kinning

Independent Financial Adviser

Josh joined Phoenix in 2014. He began his career as an administrator and quickly advanced to paraplanning support for Colin while earning his mortgage qualification. Josh then attained a Diploma in Regulated Financial Planning and is working towards becoming a Chartered Financial Planner. As a dedicated member of the Personal Finance Society and The Chartered Insurance Institute, Josh stays current with the latest industry standards and practices, demonstrating a strong commitment to professional development. He is known for his hardworking and personable nature and finds great satisfaction in his journey with clients, helping them meet their goals and objectives.

Outside work, Josh enjoys socialising on the weekends with his fiancé and friends. He is a keen runner when in the mood – which is not often!

josh@phoenixwealthsolutions.com

Steven Fraser

Independent Financial Adviser

Steven joined Phoenix in 2021, bringing with him over five years of experience in financial services. He holds a Diploma in Regulated Financial Planning and is currently working towards becoming a Chartered Financial Planner. As a dedicated member of both the Personal Finance Society and the Chartered Insurance Institute, Steven is deeply committed to professional excellence. Known for his positive attitude and proactive approach, Steven has successfully managed the servicing of over 200 clients since joining Phoenix and consistently attracts new clients to the firm. His enthusiasm and dedication to client satisfaction make him an invaluable asset to the team.

Outside of work, Steven cherishes spending time with his wife Caitlin and their daughter Harper. He values the importance of family and enjoys creating precious memories with them. Whether exploring the outdoors, reading bedtime stories, or simply enjoying quiet moments at home, Steven’s family time is a source of joy and inspiration.

steven@phoenixwealthsolutions.com

Jeni Dakin

Paraplanner

Jeni joined Phoenix in 2022. Bringing her experience from various roles within Financial Services over the last 12 years, including mortgage and protection advising, management and most recently, paraplanning for the last 7 years. Jeni holds a Diploma in Financial Advising and a BA Hons in Finance, Investment & Risk. She is also a member of the London Institute of Banking & Finance. She works alongside the team, conducting research,  preparing client reports, and working closely with our advisers to provide our clients with their bespoke financial plans.

Outside of work, Jeni likes to spend time with her husband and two grown children. She also likes to keep fit and active at the gym, go on holidays, as well as socialising with friends and family.

jeni@phoenixwealthsolutions.com

Angela Galloway

Paraplanner

Angela joined Phoenix in 2021, bringing over 35 years of experience in financial services, and holds a Certificate in Regulated Financial Planning. She conducts research, prepares client reports and works closely with our advisers to provide our clients with their bespoke financial plan. When not working, Angela likes to spend time with her husband, their dog, and her family. She is a country music fan and loves to travel.

angela@phoenixwealthsolutions.com

Heather Law

Senior Financial Administrator

Heather, our longest-serving team member, joined Phoenix in 2006 to assist Colin. She has over 30 years of experience in financial services and looks after our clients by processing requests, answering queries, booking meetings, and much more!

When not working, Heather enjoys spending time with her husband and daughter, walks with their dog, reading, and is a follower of Formula 1.

heather@phoenixwealthsolutions.com

Rhys Kinning

Lead Financial Administrator

Rhys joined Phoenix in 2022. He will be the first face you see when you enter the office. He looks after our clients by processing requests, answering queries, booking meetings, and much more! Rhys is a member of the Chartered Insurance Institute, studying to improve his technical knowledge to allow him to provide further support to clients and advisers.
Outside work, Rhys enjoys socialising on the weekends with his girlfriend and friends. He loves a physical and mental challenge, completing marathon’s, ultra marathons and obstacle courses!

rhys@phoenixwealthsolutions.com